PMJAY: 5 Reasons It’s A Lifeline for Health and Hope Across India

Welcome to our complete guide to the Pradhan Mantri Jan Arogya Yojana, which provides healthcare access to millions across India—including senior citizens. Interested in the benefits or more on the eligibility criteria of this life-changing program? Read on to find out! We’ll take you through everything from the registration process to locating the right hospitals within PM-JAY’s vast network.

“Health is wealth, and PM-JAY ensures accessible wealth for all; this is the government “

In this blog, you will learn how to check your eligibility, browse the hospital lists in your location, and also apply for a PM-JAY card on the internet. Let’s make health care worry-free and seamless for you and your family.

Learn about the benefits of PM-JAY.
Check if you are eligible.
Log in to the PM-JAY Portal and list your hospital for registration.

What is PMJAY?

PMJAY, popularly known as Ayushman Bharat, is by far the largest health insurance scheme in India for more than 10 crore (100 million) families. The scheme aims to provide health coverage of up to ₹5 lakh per family per year for secondary and tertiary care hospitalization. This scheme is important to enhance financial protection against high medical expenditures and make the population more accessible to health facilities for the economically deprived.

PMJAY Benefits: What Does It Cover?

Benefit	Details
Coverage Amount	Up to ₹5 lakh per family per year.
No Family Size Limit	Coverage extends to all members of the family without restrictions.
Pre- & Post-Hospitalization	Includes expenses for diagnostics, medications, and follow-ups.
Cashless Treatment	Beneficiaries can avail cashless services in empaneled hospitals.
Range of Services	Covers over 1,300 medical packages, including surgeries and critical care.

The scheme covers over 1,300 medical packages, including cardiac care, cancer treatments, maternity, and more.

PMJAY for Senior Citizens

The elderly are the primary beneficiaries of PMJAY because it is at this age that people most often incur major health expenditures and need quality medical treatment services, all of which can result in a financial burden. What you have to gain is coverage for critical and high-cost diseases, free treatment at any government or empanelled private hospital, and no age bar for entry into the scheme.

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the lifeline for senior citizens to accessible and affordable healthcare. It is primarily concerned with cashless healthcare services—the program will reduce the burden of hospital expenditures.

PM-JAY has several crucial advantages. Firstly, it offers coverage of up to Rs. 5,00,000 per annum per family for a very wide bouquet of medical services. Right from consultations and diagnostics to major surgeries and post-hospitalization care

Key benefits for senior citizens under PMJAY include:

• Coverage for critical and high-cost diseases.
• Free treatment in any government or empaneled private hospital.
• No age restrictions on enrolling in the scheme.

PMJAY Eligibility Check: Are You Eligible?

The eligibility for PMJAY is decided based on several factors, primarily the socio-economic status of the family. To see if you can avail of PMJAY:

• Income: The annual income of the family should be less than ₹5 lakh.
• Other Criteria: Households living in rural or urban areas identified under the Socio-Economic Caste Census (SECC) are automatically covered.

You can check your eligibility on the official website of PMJAY or through the PMJAY app.

Step	Description
Step 1: Visit Website	Go to PMJAY Official Website.
Step 2: Enter Details	Enter your mobile number or Aadhaar card details to log in.
Step 3: Check Eligibility	The system will verify your data and confirm eligibility status.

How to Apply for PMJAY Card Online

Applying for a PMJAY card is simple. Follow these steps:

Applying for a PMJAY Card Online: You can apply for this scheme by visiting the following URL: tms.pmjay.gov.in. For persons who would opt for in-person help, various local PM-JAY kiosks have initiated specialized assistance in the process of getting enrolled.

To keep track and manage your health coverage effectively, download the Ayushman Bharat PM-JAY App now. Get instant updates, lists of hospitals, and much more with this applicative, pocket-friendly app.

The elderly can also check their PM-JAY card status online through the Beneficiary Portal, so they are aware of the processing and validity of their healthcare card.

Step	Action
Step 1: Visit Portal	Go to PMJAY Portal.
Step 2: Register Details	Enter your Aadhaar number, mobile number, and other required information.
Step 3: Verify Eligibility	Check your eligibility after submitting the form.
Step 4: Download Card	If eligible, download your PMJAY card from the website.

How to Check PMJAY Card Status

To check the status of your PMJAY card:

Step	Action
Step 1: Visit Status Page	Go to the PMJAY Card Status Page.
Step 2: Provide Details	Enter your registered mobile number or application ID.
Step 3: Track Status	The portal will display the current status of your application.

1. Visit the PMJAY Portal.
2. Enter your Aadhaar number or mobile number.
3. Track your application status and download the card if approved.

What is the PMJAY Beneficiary Portal?

The PMJAY Beneficiary Portal allows beneficiaries to:

Access to Healthcare Services: The PMJAY Hospital List includes major hospitals in Delhi, Nashik, Pune, and Patna. This will provide a wide network of healthcare providers from which you can seek medical attention.

City	Top Hospitals Under PMJAY
Delhi	AIIMS Delhi, Fortis Hospital, Apollo Hospital.
Nashik	Wockhardt Hospital, Ashoka Medicover, Sahyadri Hospitals.
Patna	Paras HMRI, Ruban Hospital, IGIMS Patna.
Pune	Ruby Hall Clinic, Jehangir Hospital, Deenanath Mangeshkar Hospital.

This portal is a one-stop solution for all PMJAY-related activities.

For additional support or to address any concerns, visit the CGRMS PMJAY Portal where you can effectively log grievances and receive timely updates on complaint resolutions

PMJAY BIS Registration

PMJAY BIS (Beneficiary Identification System) ensures that the beneficiaries of the PMJAY scheme are accurately identified. To register for BIS:

1. Visit the PMJAY official website.
2. Provide Aadhaar details and necessary family information.
3. Complete the registration process.

Mera.pmjay.gov.in Hospital List 2024

The PMJAY hospital list is regularly updated with hospitals across the country where you can get services under the scheme. You can access the hospital list for 2024 on the Mera PMJAY Portal..

PMJAY Hospital List: Where Can You Get Treatment?

The PMJAY scheme provides coverage across thousands of hospitals in India. Hospitals are empaneled based on their ability to deliver quality healthcare services. Some prominent cities with PMJAY hospital lists include:

• Delhi: A comprehensive list of hospitals in Delhi can be found here.
• Nashik: See the available hospitals in Nashik here.
• Patna: Find hospitals in Patna here.
• Pune: Get the hospital list for Pune here.

City	Top Hospitals Under PMJAY
Delhi	AIIMS Delhi, Fortis Hospital, Apollo Hospital.
Nashik	Wockhardt Hospital, Ashoka Medicover, Sahyadri Hospitals.
Patna	Paras HMRI, Ruban Hospital, IGIMS Patna.
Pune	Ruby Hall Clinic, Jehangir Hospital, Deenanath Mangeshkar Hospital.

How to Use the Ayushman Bharat PMJAY App

The Ayushman Bharat PMJAY app is a useful tool for beneficiaries. The app allows users to:

Feature	Description
Check Eligibility	Verify if you or your family is eligible for the scheme.
Find Hospitals	Locate nearby empaneled hospitals for treatment.
Download Card	Download your PMJAY e-card through the app.

How to Find PMJAY Kiosk Near Me

PMJAY kiosks will be the physical locations where individuals will have the capability to register, update, or verify the status of their PMJAY card. It is intended to deliver easy access to essential services related to the PMJAY health scheme. If you want to locate a kiosk near your location, you can visit the official PMJAY website or contact the PMJAY customer service helpline for further details.

The kiosks enable friendly user interactions, so you will easily navigate your processes on PMJAY card-related activities. It serves very conveniently for everyone because it is placed strategically within the reach of many people to benefit from health care services provided by the PMJAY scheme. Below is an example of how you can find one nearby:

1. Visit the PMJAY Kiosk Locator.
2. Enter your location details to find the nearest kiosk.

CGRMS PMJAY: A Tool for Grievance Redressal

• CGRMS PMJAY (Central Grievance Redressal Management System) has been created to settle all disputes and complaints of the beneficiaries associated with the implementation of the scheme. In case you face any issue, you can register your complaint at

Step	Action
Step 1: Visit Portal	Go to CGRMS PMJAY Portal.
Step 2: Submit Complaint	Fill out the form with your grievance details.
Step 3: Track Status	Use the reference number to check the status of your complaint.

Important PMJAY Links

• PMJAY Beneficiary Portal
• PMJAY Hospital List
• Ayushman Bharat PMJAY App
• CGRMS PMJAY

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Conclusion

PMJAY is a transformative program that will make healthcare available and accessible to all citizens in an equitable manner with a special focus on covering vulnerable sections, including senior citizens. It provides free medical treatment and financial protection to a family. The burden of healthcare expenditure on families is thus partially relieved. The ease of getting a card, checking eligibility, and finding the nearest hospital with the availability of PMJAY portals and apps makes access to service very easy.

Frequently Asked Questions (FAQs)