I’m a little taken back by the attached article regarding holding the “bells & whistles” when it comes to new cars. I’m looking for exactly that, especially if I’m spending $28K (including destination charges) for a base model Hyundai Azera, plus all the taxes and options they try to push on you. Who’s kidding who […]

Mortgage applications rose for the second consecutive week. Home buyers are trying to sneak under the wire as interest rates slowly pick up speed. I’m not sure where this is headed, but caution is always recommended when refinancing or buying a new home. Consider your worst case financial scenario and go from there.

Have you spoken to your gas attendant about prices, do they give you an insight as to when prices might go up, or how much ? Ever try to out figure the gas price strategy, like when to buy or wait, or why prices jump so dramatically, and fast. Here are some hard facts your […]

Not a pleasant topic, but a serious subject if your a credit seeker. Protecting your credit rating is a personal thing. There will come a day when you will regret poor credit behaviour. Late payments, return cheques, over limit spending, too many credit cards or over extended credit to asset ratio, it all adds up. […]

If you’re in the market for a new car, now is the time. As you know, timing is everything, especially when making a huge purchase like buying a new car. Dealerships are in prime selling fever to move their 2006 car inventory off their lots to make room for the 2007 vehicles. Know your price […]

As I wrote previously, current economics dictate that we be prepared for life’s uncertainties. We all know that the concept of job security is dead. Get over it. Your health could change negatively at any time. Be prepared to accept the fact that your financial success is not guaranteed for the future. Think and […]

WOW ! Oil prices hit $75.40 a barrel yesterday. How high will they go ? Some say $100.00 is more likely than not. How do you plan to alter your life around this increasing cost when you have no control over the situation ?

With the Fed’s increasing rates this past week, is this the time for you to take action? Should you lock in your mortgage from a variable interest rate, or do you have the cash on hand to enter the world of Money Market Funds ? Usually a better interest deal at 4.75% or higher, most […]