Good times, bad times who knows ? Prepare for your rainy day, it could come before your ready, then what. If your young, you figure it will never happen, job loss, laid off or ill health, not for me, someone else. Have an action plan and start now !   Some call it “Mad Money”, put […]

Are you in debt ? You probably are, is this a bad thing ? I was told that you should have some debt to build a personal credit rating. That’s not the way I felt when making these pesky monthly payments though. Now that I’m older, my challenge is to control the temptation of filling […]

How much money is too much ? I guess Bill and Melinda have figured it out. Bill announed today that he will relinquish his day to day duties at Microsoft in July 2008. He and his wife will combine their efforts to focus on the Bill and Melinda Foundation to improve global health and education, […]

There is no greater personal financial asset than owning a home. When it comes time to sell, we all want top dollar for our home. It comes down to supply, demand and timing. How long are you wiiling to have your home on the market for top dollar ? Most owners often miss the mark […]

Financing can be a challenge, especially in the corporate world. The most proactive action you can do is to build a strong relationship with your Banker. Build on your successes, don’t wait until you are in a position where you MUST seek financial aid. Promote your business and gain financial strength from your Banker when […]

You’ve probably seen all the “get rich quit” internet schemes or scams. Remember what your mother told you “if it seems to good to be true, it probably is”. I have reviewed what looks like a very good, easy to follow site called quityourdayjob. Wouldn’t we all like to quit our jobs and still make […]

A difficult situation, but it doesn’t have to be that way. If both parties realize that a healthy future goes a long way if all the players play nice. Borrowing money can be stressful in the best of times, but when the big financial institutions are not your best ali, and you only have family […]

There’s a good article over at Lifehacker referencing the 60% savings rule. The editor in chief of MSN Money, Richard Jenkins, says the best way for him to come out ahead at the end of the month financially is to only spend 60% of his income. Although compelling, it has it’s challenges along the way, […]