Do you think about your long term health ? Who will take care of you, will you be a burden to your kids, or someone else, or do you expect the government to look after you ? Not a pleasant topic, but, as you get older, the realization of good health with eternal aging becomes a reality check for most. Piece of mind can also bring relief. Long term care insurance is not for everyone, and it’s costly. It’s like paying for something that you hope you’ll never have to use. A “just in case” policy. Like most financial decisions, this takes alot of thinking and investigation.